Get Scapia Credit Card with Exclusive Benefits
Zero Forex • Unlimited Lounge Access • ₹1,000 Joining Bonus • Lifetime Free
Why Choose Scapia Credit Card?
Zero Forex Markup
Save money on every international transaction with 0% foreign exchange markup fees. Perfect for travelers and online international purchases.
Unlimited Airport Lounge Access
Enjoy premium airport lounges worldwide with unlimited access. Travel in comfort and style wherever you go.
₹1,000 Joining Bonus
Get an instant ₹1,000 welcome bonus when you apply through our referral code and complete your first transaction.
Lifetime Free
No annual fees, ever. Both your Scapia card and the additional RuPay card come with zero annual charges for life.
Free RuPay Credit Card
Get an additional RuPay credit card absolutely free. Perfect for domestic transactions and UPI payments.
Exclusive Referral Benefits
Apply with our referral code to unlock additional benefits and faster approval process.
Premium Features Included
Chip & PIN technology with fraud protection
Easy account management and instant notifications
Hotel discounts and travel insurance coverage
Quick digital verification and fast processing
24/7 customer service with priority assistance
Earn points on every purchase and redeem for benefits
Apply with Exclusive Referral Code
Use this referral code to get additional benefits and priority processing
Your Exclusive Referral Code
Copy this code and use it during application
How to Apply in 3 Simple Steps
Click Apply Now
Click the application button above to start your Scapia credit card application process.
Enter Referral Code
Use our exclusive referral code during application to unlock additional benefits and faster processing.
Get Approved
Complete the verification process and receive your Scapia credit card with all premium benefits.
Best Zero Forex Credit Card in India - Scapia Review 2025
Looking for the best credit card for international travel in India? Scapia Credit Card stands out as India's premier travel credit card with zero forex markup and unlimited cashback benefits, making it perfect for frequent travelers and online shoppers across Mumbai, Delhi, Bangalore, Chennai, Hyderabad, and all major Indian cities. Unlike traditional credit cards that charge 2-4% on foreign transactions, Scapia offers genuine 0% foreign exchange markup with lifetime free benefits.
Why Scapia is Better Than Other Travel Credit Cards in India
Compared to popular cards like HDFC Regalia, SBI Prime, ICICI Emeralde, or Axis Magnus available in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Kolkata, and other cities, Scapia offers lifetime free benefits without any annual fee conditions. Most premium travel cards charge ₹5,000-₹12,500 annually, but Scapia provides superior cashback benefits and zero forex charges completely free. Reddit users consistently rate Scapia as the best zero markup card for international transactions.
Complete Scapia Credit Card Benefits List - Cashback & Rewards
- ✅ Zero forex markup - Save 2-4% on every international transaction
- ✅ Unlimited airport lounge access across India and globally
- ✅ ₹1,000 cashback welcome bonus on first transaction
- ✅ 5% cashback on UPI transactions with free RuPay credit card
- ✅ Lifetime free - No annual fees ever, no hidden charges
- ✅ Cashback rewards on all spends - domestic and international
- ✅ Travel insurance and purchase protection coverage
- ✅ 24/7 customer support across all Indian cities
- ✅ No-cost EMI on travel bookings and purchases
- ✅ Travel booking discounts on flights, hotels, and buses
Scapia Credit Card Eligibility - Mumbai, Delhi, Bangalore, Chennai, Hyderabad
Getting approved for Scapia is straightforward across all major Indian cities including Mumbai, Delhi NCR, Bangalore (Bengaluru), Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Surat, Jaipur, Lucknow, Kanpur, Nagpur, Indore, and more. The eligibility criteria include being an Indian resident aged 21-65 with a minimum monthly income of ₹25,000. Required documents are PAN card, Aadhaar, recent salary slips, and bank statements. Reddit users from these cities have shared positive experiences with quick approvals.
Zero Forex vs Other Cards - Real Cashback Savings
While cards like HDFC Regalia charge 2% forex markup, SBI Prime charges 3.5%, and most bank cards charge 2-4% on international transactions, Scapia's zero forex markup means you save ₹2,000-₹4,000 on every ₹1 lakh spent abroad. This makes it the ultimate cashback credit card for international shoppers, students studying abroad, and business travelers from Mumbai, Delhi, Bangalore, and other Indian cities.
Frequently Asked Questions
You need to be an Indian citizen aged 21-65 years with a minimum monthly income of ₹25,000. Salaried individuals need 3 months of salary slips, while self-employed individuals need 6 months of bank statements.
Scapia credit card charges 0% markup on foreign currency transactions. While other cards charge 2-4% extra on international purchases, Scapia users pay only the actual exchange rate without any additional fees.
Required documents include: PAN card, Aadhaar card, salary slips (last 3 months), bank statements (last 3 months), and address proof. The entire process can be completed digitally.
With our referral code, approval typically takes 3-5 business days. You'll receive instant notification about your application status via SMS and email.
Yes, both the main Scapia credit card and the additional RuPay credit card come with zero annual fees for life. There are no hidden charges or conditions.